One Copilot. Three simple plans.
Start with a 15-day free trial of Essential - or jump straight into Premier or Power. Cancel anytime. Users report an average $5K+ positive impact on their finances within the first year.
Pay Once. Use Forever.
Save up to $450 with a one-time payment. No renewals, no surprises - lifetime access to MoneyPatrol.
Best for money management, manual data entry, income/expense tracking, cash flow, bills, alerts.
Includes 15-day free trial · Trial terms
- 15-day Free Trial
- Basic AI Copilot
- Detailed Account Monitoring
- Detailed Credit Card Tracking
- Detailed Bank Account Tracking
- Detailed Expense Tracking
- Auto Sync All Accounts
Best for budgeting, personal accounting, reconciliation, bookkeeping, forecasting & planning.
Upgrade anytime · Cancel anytime
- All Essential features
- Advanced AI Copilot
- Detailed Budgeting
- Monthly & Annual Budgeting
- Debt Tracking + Analysis
- Balance Reconciliation
- Transaction Reconciliation
Comprehensive money management, investments, net worth, credit score & advanced reporting.
Upgrade anytime · Cancel anytime
- All Premier features
- Complete AI Financial Intelligence
- All Investment Accounts
- Investment Transactions
- Investment Research
- Crypto Assets Tracking
- Microsoft Excel Integration
Limited-time launch pricing - annual plans up to $50 off, lifetime plans up to $450 off.
Compare plans
Every AI Copilot capability, side by side. Each plan unlocks the next tier of intelligence inside the dashboard.
| Feature | EssentialBasic AI | PremierAdvanced AI | PowerComplete AI Financial Intelligence |
|---|---|---|---|
| AI Copilot | |||
| Chat with AI money assistant | |||
| AI spending summaries (weekly/monthly) | |||
| Subscription detection (auto-find recurring) | |||
| Smart alerts & reminders | |||
| Tracking & Insights | |||
| Budgeting & reconciliation | |||
| Planning | |||
| Cash flow predictions (30/60/90-day) | |||
| Smart savings recommendations | |||
| Multi-scenario forecasting (5+ years) | |||
| Advanced | |||
| Investments & investment research | |||
| Net worth tracking | |||
| Credit score & credit reports | |||
| Advanced AI reports (exportable) | |||
| Business accounts & Schedule C export | |||
| Crypto portfolio (cost basis, tax-ready) | |||
| Priority support | |||
Capabilities shown here match exactly what unlocks inside your dashboard at each tier.
Built to pay for itself.
Six outcomes every plan delivers - from your first week.
Every account, card, and category - clean, categorized, and searchable.
Ghost subscriptions, duplicate charges, and price hikes - flagged automatically.
Reminders before due dates so you never pay a late fee again.
Plain-English answers about your money, grounded in your real numbers.
Investments, crypto, home value - one live picture, every day.
Smart alerts for fraud, overspending, and anomalies - quiet by default.
Frequently Asked Questions
Ready to take control of your finances?
15-day free trial on Essential. Cancel anytime.
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