Everything you need. Nothing you don't.
MoneyPatrol is the AI-powered financial action engine that replaces spreadsheets, subscription trackers, and budgeting apps - organized into five clear categories.
See every account in one calm view.
Connect 13,000+ institutions through Plaid. Balances, transactions, and net worth - automatically synced and organized.
- Banks, cards, loans, mortgages, investments, crypto
- Live net worth - assets minus liabilities
- Auto-categorized transactions with clean merchant names
- Custom rules, tags, splits, and memos
AI keeps categories accurate as your spending evolves.
Know exactly where your money goes.
Trends by day, week, month, and quarter. Compare merchants, categories, and time periods without spreadsheets.
- Period-over-period comparisons
- Merchant- and category-level drill-down
- Recurring vs one-time spend separation
- Calendar and cash-flow views
AI Copilot flags unusual jumps before they become a habit.
Ask AI anything about your money.
AI Copilot answers in plain English using your real numbers. Forecasts, what-ifs, and one-tap actions - all grounded in your accounts.
- Plain-language Q&A across all accounts
- Cash-flow and net-worth forecasts
- What-if scenarios for big purchases
- Subscription audits and money-leak detection
Examples: “Can I afford this?” “Why did spending jump?” “Where can I save $200?”
Question: Can I afford this?. Answer summary: Cash available $2,840; Stays on savings track +$3,200/mo; Delays Hawaii goal by 11 days.
Grow net worth on autopilot.
Track investments, plan goals, and route idle cash to higher yield. Calm progress over loud alerts.
- 401(k), IRA, brokerage, crypto in one portfolio view
- Goal tracking: home, debt-free, retirement
- Idle-cash sweeps to top APY accounts
- Credit score tracking with improvement plans
AI projects your trajectory and suggests adjustments when life shifts.
Stay ahead - without watching dashboards.
Real-time alerts for fraud, bills, and overspending. Quiet by default, loud when it matters.
- Bill reminders and recurring-charge tracking
- Fraud and duplicate-charge detection
- Subscription cancellation in one tap
- Custom thresholds for any category
AI tunes alerts to your rhythm so you never get noise - only signal.
One Copilot for every money decision.
Connect your accounts in minutes - your AI copilot does the rest.