MoneyPatrol vs Rocket Money
Short answer
Rocket Money is best known for cancelling subscriptions; MoneyPatrol does that too and adds full net-worth tracking, AI Copilot chat, cash flow forecasting, and credit score monitoring — starting at $49/year with no per-cancellation fee.
- MoneyPatrol flags ghost subscriptions automatically — no per-cancellation fee
- MoneyPatrol adds investments, net worth, and credit monitoring Rocket Money doesn't focus on
- AI Copilot chat is included on every MoneyPatrol plan
- Both work on iOS, Android, and web
Feature comparison
| Feature | MoneyPatrol | Rocket Money |
|---|---|---|
| Starting price (annual) | $49/year | $4-12/month |
| Subscription detection | ||
| Cancellation service fee | None | 30-60% of savings |
| AI Copilot chat | ||
| Investment tracking | Limited | |
| Net worth (assets + liabilities) | ||
| Credit score monitoring | ||
| Cash flow forecasting | ||
| Lifetime plan |
Frequently asked
Does MoneyPatrol cancel subscriptions for me?
MoneyPatrol detects recurring charges, ghost trials, and price hikes and shows you exactly how much cancelling would save. You cancel directly with the merchant — no per-cancellation fee.
Is MoneyPatrol cheaper than Rocket Money?
For anyone using Rocket Money's Premium features, yes — MoneyPatrol starts at $49/year with no take-a-cut fee on subscription cancellations.
Which app is better for tracking net worth?
MoneyPatrol. It rolls up banks, cards, loans, investments, real estate, and crypto into a single daily net-worth figure; Rocket Money focuses on spending and bills.