Priya N.
Writes about the everyday side of personal finance - habits, anxiety, and the small systems that quietly add up.
Articles by Priya N.
AI shopping agents are starting to spend real money - how to stay in control
Agentic AI - assistants that can browse, decide, and actually pay on your behalf - is moving from demos into checkout flows across US fintech. The productivity upside is real, but so is the new risk surface. Here is the control framework that lets you use it without handing over your wallet.
Sinking funds explained - how to stop irregular bills from wrecking your month
Car registration, insurance premiums, holidays, the annual dentist visit. None of these are emergencies, yet they blow up budgets every year. Sinking funds turn irregular costs into a predictable monthly line item.
15 questions to ask your AI financial copilot (that a budgeting app cannot answer)
A practical script of prompts that pull real insight out of an AI finance assistant, grouped by what you are trying to find out - leaks, timing, trends, and trade-offs.
How to track your net worth automatically (and what the number actually tells you)
A step-by-step guide to building an accurate net worth picture across accounts, how often to check it, and which trends matter more than the headline figure.
AI Copilot now drafts your weekly money review
A new one-tap summary that pulls income, spend, bills and goals into a 60-second briefing you can read with your morning coffee.
The month I stopped checking my bank app five times a day
How a quiet shift in tools - and a little help from an AI assistant - turned constant money anxiety into something closer to calm.
Smarter alerts: fewer pings, better signal
We rebuilt the alert engine so you only hear from us when something actually deserves your attention.
Goals 2.0: progress that actually feels like progress
Visual milestones, projection bands and gentle nudges when life gets in the way.
What I learned tracking every dollar for six months
Not a productivity story. A story about noticing - and what changes when you do.