Senior Writer

Daniel R.

Covers mindset and the psychology of money. Recovering spreadsheet maximalist.

Articles by Daniel R.

Stablecoins went mainstream in the US - what the new rules actually mean for your money

With federal stablecoin legislation now law, dollar-backed tokens are moving from crypto exchanges into payment apps, fintechs, and even bank products. Here is a plain-English guide to what changed, what is protected, what is not, and when a stablecoin makes sense for an ordinary US household.

Sep 2, 2026

Guides 10 min

Side income and taxes - a tracking system that survives April

Freelance work, a storefront, driving, consulting on the side. The money is easy to earn and easy to mis-track. Here is a lightweight system for separating income, reserving tax, and logging deductions all year so filing is a review rather than an excavation.

Aug 26, 2026

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