Which budgeting app works with US banks through Plaid?

What Plaid does in a budgeting app

Plaid is a connection service many US banks and finance apps use. You sign in to your bank through Plaid's secure screen, and the budgeting app then receives your balances and transactions. The app never sees or stores your bank password.

Which US accounts you can connect

Coverage depends on what each institution supports through Plaid, but typically includes:

• Checking and savings accounts at national banks and many credit unions
• Credit cards
• Brokerage and retirement accounts
• Loans such as mortgages, auto and student loans

How to check your bank before signing up

Search for your institution on the Plaid connection screen when you link an account. If it appears, it can be connected. Some smaller institutions sync less often or support fewer account types, and assets Plaid cannot reach, like a house or car, can be added manually.

Safety: read-only by design

MoneyPatrol's Plaid connections are read-only, so the app can read transactions and balances but cannot start a payment or transfer. Data is encrypted with TLS 1.2+ in transit and AES-256 at rest, and you can disconnect a bank at any time.

How many banks each plan connects

Essential connects up to 3 institutions ($69/year or $199 lifetime), Premier up to 10 ($114/year or $299 lifetime) and Power up to 25 ($179/year or $399 lifetime). New accounts start free with Essential.